Terms of use for using FinLibre website content, products and services

Business relationship with finlibre.org.

Use of finlibre.org's products, software solutions, any services and web sites (referred to collectively as the "Services") is subject to the terms of a legal agreement between you and finlibre.org. "finlibre.org" means FinLibre and/or FinAL. This document addresses how the agreement is made up, and details out some of the terms of the agreement.
Notwithstanding the formal legal agreement document, following are the generic terms and conditions defining the basic relationship with you.

Accepting the Terms

To use the Services, you must first agree to the Terms. You may not use the Services if you do not accept the Terms.
You can accept the Terms by clicking to accept or agree to the Terms, where this option is made available to you by finlibre.org in the user interface for any Service; or by actually using the Services. In this case, you understand and agree that finlibre.org will treat your use of the Services as deemed acceptance of the Terms.

You may not use the Services and may not accept the Terms if (a) you are not of legal age to form a binding contract with finlibre.org, or (b) you are a person barred from receiving the Services under the laws of other countries including the country in which you are resident or from which you use the Services.

Before you continue, you should print off or save a local copy of the Terms for your records.

Language of the Terms

The terms are given in English language. If you do not understand English, you are supposed to fully understand the terms on your own effort and expense. We do not provide the terms in any other language than English.

Provision of the Services by finlibre.org

finlibre.org has subsidiaries and affiliated legal entities around the world ("Subsidiaries and Affiliates"). Sometimes, these companies will be providing the Services to you on behalf of finlibre.org itself. You acknowledge and agree that Subsidiaries and Affiliates will be entitled to provide the Services to you.

finlibre.org is constantly innovating in order to provide the best possible services for its customers. You acknowledge and agree that the form and nature of the Services which finlibre.org provides may change from time to time without prior notice to you.

As part of this continuing innovation, you acknowledge and agree that finlibre.org may stop (permanently or temporarily) providing the Services (or any features within the Services) to you or to users generally at finlibre.org's sole discretion, without prior notice to you. You may stop using the Services at any time. You do not need to specifically inform finlibre.org when you stop using the Services.

You acknowledge and agree that if finlibre.org disables access to your account, you may be prevented from accessing the Services, your account details or any files or other content which is contained in your account.
You acknowledge and agree that while finlibre.org may not currently have set a fixed upper limit on the number of transmissions or transactions you may send or receive through the Services or on the amount of storage space used for the provision of any Service, such fixed upper limits may be set by finlibre.org at any time, at finlibre.org's discretion.

Use of the Services by you

In order to access certain Services, you may be required to provide information about yourself (such as identification or contact details) as part of the registration process for the Service, or as part of your continued use of the Services. You agree that any registration information you give to finlibre.org will always be accurate, correct and up to date and genuine.

You agree to use the Services only for purposes that are permitted by (a) the Terms and (b) any applicable law, regulation or generally accepted practices or guidelines in INDIA.

You agree not to access (or attempt to access) any of the Services by any means other than through the interface that is provided by finlibre.org, unless you have been specifically allowed to do so in a separate agreement with finlibre.org. You specifically agree not to access (or attempt to access) any of the Services through any automated means (including use of scripts or software applications).

You agree that you will not engage in any activity that interferes with or disrupts the Services (or the servers and networks which are connected to the Services).

Unless you have been specifically permitted to do so in a separate agreement with finlibre.org, you agree that you will not reproduce, re-engineer, reverse-engineer, duplicate, copy, sell, trade or resell the Services for any purpose.

You agree that you are solely responsible for (and that finlibre.org has no responsibility to you or to any third party for) any breach of your obligations under the Terms and for the consequences (including any loss or damage which finlibre.org may suffer) of any such breach.

Your passwords and account security

You agree and understand that you are responsible for maintaining the confidentiality of passwords associated with any account you use to access the Services.

Accordingly, you agree that you will be solely responsible to finlibre.org for all activities that occur under your account.
If you become aware of any unauthorized use of your password or of your account, you agree to notify finlibre.org immediately by sending an email to support@finlibre.org.

Privacy and your personal information

For information about finlibre.org's data protection practices, please read finlibre.org's privacy policy page. This policy explains how finlibre.org treats your personal information, and protects your privacy, when you use the Services.
You agree to the use of your data in accordance with finlibre.org's privacy policies.

Data and Content in the Services

You understand that all information (such as data files, written text, computer software, music, audio files or other sounds, photographs, videos or other images) which you may have access to as part of, or through your use of, the Services are the sole responsibility of the person and/or organization from which such content originated. All such information is referred to below as the "Content".

You should be aware that Content presented to you as part of the Services, may be protected by intellectual property rights which are owned by the users and organizations who provide that Content to finlibre.org (or by other persons or companies on their behalf). finlibre.org itself does not assert any patent or Intellectual property rights on the software provided on its site. You may  modify, rent, lease, loan, sell, distribute or create derivative works based on this Content (either in whole or in part) only as per the terms of the AGPL 3.0 license terms described later.

finlibre.org reserves the right (but shall have no obligation) to pre-screen, review, flag, filter, modify, refuse or remove any or all Content from any Service. For some of the Services, finlibre.org may provide tools to filter out explicit sexual or abusive or provocative or terrorizing in nature etc.

You understand that by using the Services you may be exposed to Content that you may find offensive, indecent or objectionable and that, in this respect, you use the Services at your own risk. It is your responsibility to discourage the user groups and organizations that you belong to, in providing such content.

You agree that you are solely responsible for (and that finlibre.org has no responsibility to you or to any third party for) any Content that you create, transmit or display while using the Services and for the consequences of your actions (including any loss or damage which finlibre.org may suffer) by doing so.

Proprietary rights

You acknowledge and agree that finlibre.org (or finlibre.org's licensors) own all legal right, title and interest in and to the Services, including any intellectual property rights which subsist in the Services (whether those rights happen to be registered or not, and wherever in the world those rights may exist). You further acknowledge that the Services may contain information which is designated confidential by finlibre.org and that you shall not disclose such information without finlibre.org's prior written consent.

Unless you have agreed otherwise in writing with finlibre.org, nothing in the Terms gives you a right to use any of finlibre.org's trade names, trade marks, service marks, logos, domain names, and other distinctive brand features.
Other than the limited license, finlibre.org acknowledges and agrees that it obtains no right, title or interest from you (or your licensors) under these Terms in or to any Content that you submit, post, transmit or display on, or through, the Services, including any intellectual property rights which subsist in that Content (whether those rights happen to be registered or not, and wherever in the world those rights may exist). Unless you have agreed otherwise in writing with finlibre.org, you agree that you are responsible for protecting and enforcing those rights and that finlibre.org has no obligation to do so on your behalf.

You agree that you shall not remove, obscure, or alter any proprietary rights notices (including copyright and trade mark notices) which may be affixed to or contained within the Services.

Unless you have been expressly authorized to do so in writing by finlibre.org, you agree that in using the Services, you will not use any trade mark, service mark, trade name, logo of any company or organization in a way that is likely or intended to cause confusion about the owner or authorized user of such marks, names or logos.

License from finlibre.org

The content from finlibre.org is given to you under  a worldwide, royalty-free license free from any patent encumbrances from finlibre.org. The terms of the license are listed below.  This license is for the sole purpose of enabling you to use and enjoy the benefit of the Services as provided by finlibre.org, in the manner permittedby the Terms.

Copyright (C) <2017> IIT-Madras

This program is free software: you can redistribute it and/or modify    it under the terms of the GNU Affero General Public License as    published by the Free Software Foundation, either version 3 of the    License, or (at your option) any later version.    

This program is distributed in the hope that it will be useful,    but WITHOUT ANY WARRANTY; without even the implied warranty of    MERCHANTABILITY or FITNESS FOR A PARTICULAR PURPOSE.

You should have received a copy of the GNU Affero General Public License along with this program.  If not, see http://www.gnu.org/licenses/

See also: https://www.gnu.org/licenses/agpl-3.0.en.html

GNU AFFERO GENERAL PUBLIC LICENSE
Version 3, 19 November 2007 Copyright © 2007 Free Software Foundation, Inc.

Everyone is permitted to copy and distribute verbatim copies of this license document, but changing it is not allowed.

Preamble

The GNU Affero General Public License is a free, copyleft license for software and other kinds of works, specifically designed to ensure cooperation with the community in the case of network server software. The licenses for most software and other practical works are designed to take away your freedom to share and change the works. By contrast, our General Public Licenses are intended to guarantee your freedom to share and change all versions of a program--to make sure it remains free software for all its users. When we speak of free software, we are referring to freedom, not price. Our General Public Licenses are designed to make sure that you have the freedom to distribute copies of free software (and charge for them if you wish), that you receive source code or can get it if you want it, that you can change the software or use pieces of it in new free programs, and that you know you can do these things.Developers that use our General Public Licenses protect your rights with two steps: (1) assert copyright on the software, and (2) offer you this License which gives you legal permission to copy, distribute and/or modify the software. A secondary benefit of defending all users' freedom is that improvements made in alternate versions of the program, if they receive widespread use, become available for other developers to incorporate. Many developers of free software are heartened and encouraged by the resulting cooperation. However, in the case of software used on network servers, this result may fail to come about. The GNU General Public License permits making a modified version and letting the public access it on a server without ever releasing its source code to the public. The GNU Affero General Public License is designed specifically to ensure that, in such cases, the modified source code becomes available to the community. It requires the operator of a network server to provide the source code of the modified version running there to the users of that server. Therefore, public use of a modified version, on a publicly accessible server, gives the public access to the source code of the modified version. An older license, called the Affero General Public License and published by Affero, was designed to accomplish similar goals. This is a different license, not a version of the Affero GPL, but Affero has released a new version of the Affero GPL which permits relicensing under this license.

The full license text is provided in the URL:
https://bitbucket.org/casl/final/raw/a026f0c83d264f7765582c8e9bf6e2aee0dd3ad9/license.txt

FinLibre Attributions and Third Party Licenses

The following open source software products are used as part of various versions of the FinLibre software products. Your product does not necessarily use all the components referred in this list.

GO - 1.8 (refer to https://golang.org)

Java - 1.7 (refer to https://www.java.com)

Postgres - 9.6 (refer to https://www.postgresql.org)

Metabase - v0.26.1 (refer to http://www.metabase.org)

Drools - 7.3 (refer to http://www.drools.org)

All Apache family software - refer to http://www.apache.org)

FinLibre team acknowledges the contribution of the open source community that supports these open source products and sincerely thanks the open source community members. Wherever possible, we had provided the URL for the open source license of the respective products.

Where applicable, FinLibre discloses open source code at the following location: https://bitbucket.org/casl/final

License from you

For using finlibre.org Services, you do not have to provide any software license to finlibre.org. The data that you store by using our services is covered under the privacy policy. If finlibre.org finds by any means that you use content that is not yours, finlibre.org reserves the right to disable your account(s) and permanently erase such content. finlibre.org holds no liability to anyone on such incident(s).

Software updates

The Software which you use may automatically download and install updates or may be directly upgraded on the hosted servers by finlibre.org, from time to time. These updates are designed to improve, enhance and further develop the Services and may take the form of bug fixes, enhanced functions, new software modules and completely new versions. You agree to receive such updates (and permit finlibre.org to deliver these to you) as part of your use of the Services.

Terminating your relationship with finlibre.org

The Terms will continue to apply until terminated by either you or finlibre.org as set out below.
If you want to terminate your legal agreement with finlibre.org, you may do so by (a) notifying finlibre.org at any time and (b) closing your accounts for all of the Services which you use, where finlibre.org has made this option available to you.

Your notice should be sent, in writing, to finlibre.org's address which is set out at the beginning of these Terms.
finlibre.org may at any time, terminate its legal agreement with you if:
(a) you have breached any provision of the Terms (or have acted in manner which clearly shows that you do not intend to, or are unable to comply with the provisions of the Terms); or (b) finlibre.org is required to do so by law (for example, where the provision of the Services to you is, or becomes, unlawful); or (c) the partner with whom finlibre.org offered the Services to you has terminated its relationship with finlibre.org or ceased to offer the Services to you; or (d) finlibre.org is transitioning to no longer providing the Services to users in the country in which you are resident or from which you use the service; or (e) the provision of the Services to you by finlibre.org is, in finlibre.org's opinion, no longer commercially viable. Nothing in this Section shall affect finlibre.org's rights regarding provision of Services under the Terms.
When these Terms come to an end, all of the legal rights, obligations and liabilities that you and finlibre.org have benefited from, been subject to (or which have accrued over time whilst the Terms have been in force) or which are expressed to continue indefinitely, shall be unaffected by this cessation, and the provisions shall continue to apply to such rights, obligations and liabilities indefinitely.

EXCLUSION OF WARRANTIES

NOTHING IN THESE TERMS, SHALL EXCLUDE OR LIMIT finlibre.org'S WARRANTY OR LIABILITY FOR LOSSES WHICH MAY NOT BE LAWFULLY EXCLUDED OR LIMITED BY APPLICABLE LAW. SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES OR CONDITIONS OR THE LIMITATION OR EXCLUSION OF LIABILITY FOR LOSS OR DAMAGE CAUSED BY NEGLIGENCE, BREACH OF CONTRACT OR BREACH OF IMPLIED TERMS, OR INCIDENTAL OR CONSEQUENTIAL DAMAGES. ACCORDINGLY, ONLY THE LIMITATIONS WHICH ARE LAWFUL IN YOUR JURISDICTION WILL APPLY TO YOU AND OUR LIABILITY WILL BE LIMITED TO THE MAXIMUM EXTENT PERMITTED BY LAW.
YOU EXPRESSLY UNDERSTAND AND AGREE THAT YOUR USE OF THE SERVICES IS AT YOUR SOLE RISK AND THAT THE SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE."

IN PARTICULAR, finlibre.org, ITS SUBSIDIARIES AND AFFILIATES, AND ITS LICENSORS DO NOT REPRESENT OR WARRANT TO YOU THAT: (A) YOUR USE OF THE SERVICES WILL MEET YOUR REQUIREMENTS, (B) YOUR USE OF THE SERVICES WILL BE UNINTERRUPTED, TIMELY, SECURE OR FREE FROM ERROR, (C) ANY INFORMATION OBTAINED BY YOU AS A RESULT OF YOUR USE OF THE SERVICES WILL BE ACCURATE OR RELIABLE, AND (D) THAT DEFECTS IN THE OPERATION OR FUNCTIONALITY OF ANY SOFTWARE PROVIDED TO YOU AS PART OF THE SERVICES WILL BE CORRECTED.

ANY MATERIAL DOWNLOADED OR OTHERWISE OBTAINED THROUGH THE USE OF THE SERVICES IS DONE AT YOUR OWN DISCRETION AND RISK AND THAT YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR OTHER DEVICE OR LOSS OF DATA THAT RESULTS FROM THE DOWNLOAD OF ANY SUCH MATERIAL.
NO ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED BY YOU FROM finlibre.org OR THROUGH OR FROM THE SERVICES SHALL CREATE ANY WARRANTY NOT EXPRESSLY STATED IN THE TERMS.
finlibre.org FURTHER EXPRESSLY DISCLAIMS ALL WARRANTIES AND CONDITIONS OF ANY KIND, WHETHER EXPRESSED OR IMPLIED, INCLUDING, BUT NOT LIMITED TO THE IMPLIED WARRANTIES AND CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT.

LIMITATION OF LIABILITY

SUBJECT TO OVERALL PROVISION ABOVE, YOU EXPRESSLY UNDERSTAND AND AGREE THAT finlibre.org, ITS SUBSIDIARIES AND AFFILIATES, AND ITS LICENSORS SHALL NOT BE LIABLE TO YOU FOR:
NY DIRECT, INDIRECT, INCIDENTAL, SPECIAL CONSEQUENTIAL OR EXEMPLARY DAMAGES WHICH MAY BE INCURRED BY YOU, HOWEVER CAUSED AND UNDER ANY THEORY OF LIABILITY.. THIS SHALL INCLUDE, BUT NOT BE LIMITED TO, ANY LOSS OF PROFIT (WHETHER INCURRED DIRECTLY OR INDIRECTLY), ANY LOSS OF GOODWILL OR BUSINESS REPUTATION, ANY LOSS OF DATA SUFFERED, COST OF PROCUREMENT OF SUBSTITUTE GOODS OR SERVICES, OR OTHER INTANGIBLE LOSS;

ANY LOSS OR DAMAGE WHICH MAY BE INCURRED BY YOU, INCLUDING BUT NOT LIMITED TO LOSS OR DAMAGE AS A RESULT OF: (A) ANY RELIANCE PLACED BY YOU ON THE COMPLETENESS, ACCURACY OR EXISTENCE OF ANY ADVERTISING, OR AS A RESULT OF ANY RELATIONSHIP OR TRANSACTION BETWEEN YOU AND ANY ADVERTISER OR SPONSOR WHOSE ADVERTISING APPEARS ON THE SERVICES; (B) ANY CHANGES WHICH finlibre.org MAY MAKE TO THE SERVICES, OR FOR ANY PERMANENT OR TEMPORARY CESSATION IN THE PROVISION OF THE SERVICES (OR ANY FEATURES WITHIN THE SERVICES); (C) THE DELETION OF, CORRUPTION OF, OR FAILURE TO STORE, ANY CONTENT AND OTHER COMMUNICATIONS DATA MAINTAINED OR TRANSMITTED BY OR THROUGH YOUR USE OF THE SERVICES; (D) YOUR FAILURE TO PROVIDE finlibre.org WITH ACCURATE ACCOUNT INFORMATION; (E) YOUR FAILURE TO KEEP YOUR PASSWORD OR ACCOUNT DETAILS SECURE AND CONFIDENTIAL;

THE LIMITATIONS ON finlibre.org'S LIABILITY TO YOU ABOVE SHALL APPLY WHETHER OR NOT finlibre.org HAS BEEN ADVISED OF OR SHOULD HAVE BEEN AWARE OF THE POSSIBILITY OF ANY SUCH LOSSES ARISING.

Copyright and trade marks

Any content that is part of finlibre.org's Services are the copyrighted property of finlibre.org. finlibre.org Logo, are  finlibre.org's trademarks. You are expected to comply with international trademark laws on the above items.

Advertisements

Some of the Services are supported by advertising revenue and may display advertisements and promotions. These advertisements may be targeted to the content of information stored on the Services, queries made through the Services or other information.

The manner, mode and extent of advertising by finlibre.org on the Services are subject to change without specific notice to you.

In consideration for finlibre.org granting you access to and use of the Services, you agree that finlibre.org may place such advertising on the Services.

Other content

The Services may include hyperlinks to other web sites or content or resources. finlibre.org may have no control over any web sites or resources which are provided by companies or persons other than finlibre.org.

You acknowledge and agree that finlibre.org is not responsible for the availability of any such external sites or resources, and does not endorse any advertising, products or other materials on or available from such web sites or resources.

You acknowledge and agree that finlibre.org is not liable for any loss or damage which may be incurred by you as a result of the availability of those external sites or resources, or as a result of any reliance placed by you on the completeness, accuracy or existence of any advertising, products or other materials on, or available from, such web sites or resources.

Changes to the Terms

finlibre.org may make changes to the Terms from time to time with or without notice.
You understand and agree that if you use the Services after the date on which the Terms have changed, finlibre.org will treat your use as acceptance of the updated Terms.

General legal terms

Sometimes when you use the Services, you may (as a result of, or through your use of the Services) use a service or download a piece of software, or purchase goods, which are provided by another person or company. Your use of these other services, software or goods may be subject to separate terms between you and the company or person concerned.

If so, the Terms do not affect your legal relationship with these other companies or individuals.
The Terms constitute the whole legal agreement between you and finlibre.org and govern your use of the Services (but excluding any services which finlibre.org may provide to you under a separate written agreement), and completely replace any prior agreements between you and finlibre.org in relation to the Services.

You agree that finlibre.org may provide you with notices, including those regarding changes to the Terms, by email, regular mail, or postings on the Services.

You agree that if finlibre.org does not exercise or enforce any legal right or remedy which is contained in the Terms (or which finlibre.org has the benefit of under any applicable law), this will not be taken to be a formal waiver of finlibre.org's rights and that those rights or remedies will still be available to finlibre.org.

THE APPLICABLE LAWS ARE INDIAN LAWS AND THE EXCLUSIVE JURISDICTION OF COURTS AT CHENNAI WILL APPLY.

If any court of law, having the jurisdiction to decide on this matter, rules that any provision of these Terms is invalid, then that provision will be removed from the Terms without affecting the rest of the Terms. The remaining provisions of the Terms will continue to be valid and enforceable.

You acknowledge and agree that each member of the group of companies of which finlibre.org is the parent shall be third party beneficiaries to the Terms and that such other companies shall be entitled to directly enforce, and rely upon, any provision of the Terms which confers a benefit on (or rights in favor of) them. Other than this, no other person or company shall be third party beneficiaries to the Terms.

The Terms, and your relationship with finlibre.org under the Terms, shall be governed by the laws of the State of TamilNadu, India without regard to its conflict of laws provisions. You and finlibre.org agree to submit to the exclusive jurisdiction of the courts located in Chennai to resolve any legal matter arising from the Terms. Notwithstanding anything stated to the contrary, you agree that finlibre.org shall still be allowed to apply for injunctive remedies (or an equivalent type of urgent legal relief) in any jurisdiction.

Last Modified on: 1-Nov-2017

Legal Disclaimer

Finlibre.org makes available information and materials (the "Information") on this website, subject to the terms and conditions as stated in our Terms page. In the event of You not agreeing to these terms and conditions, You are requested by Finlibre.org not to use the Web Site or download Materials from the Web Site.

By accessing this site, you agree to the terms and conditions. Finlibre.org reserves the right to change these terms and conditions from time to time at its sole discretion.

Use of website information

Use this website for informational purpose only. Except as otherwise indicated elsewhere on this website, you may view the Information available on this website subject to the following conditions:

The Information may be used solely for personal, informational, or internal business purposes; Unless otherwise specified, the Web Site is for Your personal and non-commercial use. You shall not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell any information, software, products or services obtained from this Web Site.

You do not use this information for your business development activities;
Finlibre.org reserves the right to revoke such authorization at any time, and any such use shall be discontinued immediately upon written notice from Finlibre.org.

Documents specified above do not include the design or layout of this website. This website, including all Information, is copyrighted work and trade secrets of Finlibre.org and protected by worldwide copyright laws and other intellectual property laws and treaty provisions. You agree to comply with all copyright and other intellectual property laws worldwide in your use of this website and to prevent any unauthorized copying of the Information.

Links to third party websites

The Finlibre.org website may contain links to third party websites, which are not under the control of Finlibre.org. Finlibre.org has no responsibility or liability for and makes no representations whatsoever about any other website that you may have access to through the Finlibre.org website. These linked sites are only for your convenience, and therefore, you access them at your own risk. The inclusion of such links does not imply that Finlibre.org endorses or accepts any responsibility for the content or uses of such websites.

You acknowledge and agree that the Third Party Content is not created or endorsed by Finlibre.org. By using any Third Party Content, You may leave this Web Site and be directed to an external website, or to a website maintained by an entity other than Finlibre.org. If You decide to visit any such site, You do so at your own risk and it is your responsibility to take all protective measures to guard against viruses or any other destructive elements. Finlibre.org makes no warranty or representation regarding, and does not endorse, any linked web sites or the information appearing thereon or any of the products or services described thereon. Links do not imply that Finlibre.org or this Web Site sponsors, endorses, is affiliated or associated with, or is legally authorized to use any trademark, trade name, logo or copyright symbol displayed in or accessible through the links, or that any linked site is authorized to use any trademark, trade name, logo or copyright symbol of Finlibre.org or any of its affiliates or subsidiaries. You hereby expressly acknowledge and agree that the linked sites are not under the control of Finlibre.org and Finlibre.org is not responsible for the contents of any linked site or any link contained in a linked site, or any changes or updates to such sites. Finlibre.org is not responsible for webcasting or any other form of transmission received from any linked site. Finlibre.org is providing these links to you only as a convenience, and the inclusion of any link shall not be construed to imply endorsement by Finlibre.org in any manner of the website. Finlibre.org seeks to protect the integrity of its website and the links placed upon it, and therefore requests any feedback on not only its own site, but also third party links as well.

Warranties and Disclaimers

finlibre.org DOES NOT WARRANT THE INFORMATION ON THIS WEBSITE, WHICH IS PROVIDED "AS IS" WITHOUT WARRANTY OF ANY KIND, INCLUDING, WITHOUT LIMITATION, ANY WARRANTY OF DESIGN, MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE, AND WITHOUT WARRANTY AS TO NON-INFRINGEMENT OR THE PERFORMANCE OR RESULTS YOU MAY OBTAIN BY USING THE INFORMATION. THE ENTIRE RISK AS TO THE RESULTS AND PERFORMANCE OBTAINED FROM USING THE INFORMATION ON THIS WEBSITE IS ASSUMED BY YOU. Finlibre.org DOES NOT ASSUME RESPONSIBILITY FOR ANY ERRORS OR OMISSIONS IN THE INFORMATION OR DOCUMENTS WHICH ARE REFERENCED BY OR LINKED TO THIS WEBSITE.

Finlibre.org HAS BUSINESS RELATIONSHIPS WITH CUSTOMERS, SUPPLIERS, GOVERNMENTS, AND OTHERS. FOR CONVENIENCE AND SIMPLICITY, WORDS LIKE PARTNERSHIP, COLLABORATOR AND PARTNER ETC. ARE USED TO INDICATE BUSINESS RELATIONSHIPS INVOLVING COMMON ACTIVITIES AND INTERESTS, AND THOSE WORDS MAY NOT INDICATE PRECISE LEGAL RELATIONSHIPS.

REFERENCES TO COMPANIES AND INFORMATION ABOUT THEM AND THEIR SERVICES AND PRODUCTS ARE PROVIDED "AS IS" WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED. IN NO EVENT WILL Finlibre.org BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY INCIDENTAL, CONSEQUENTIAL, INDIRECT, SPECIAL, OR EXEMPLARY DAMAGES, INCLUDING, WITHOUT LIMITATION, LOSS OF BUSINESS, LOST PROFITS, BUSINESS INTERRUPTION, LOSS OF BUSINESS INFORMATION OR ANY PECUNIARY LOSS, ARISING OUT OF, IN CONNECTION WITH, OR RELATING TO THE USE OR PERFORMANCE OF THE INFORMATION REFERENCED BY OR LINKED TO THIS WEBSITE, EVEN IF Finlibre.org HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. BECAUSE SOME STATES DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU. THERE IS NO WARRANTY ON BEHALF OF Finlibre.org THAT THIS WEB SITE WILL BE FREE OF ANY COMPUTER VIRUSES. IN NO CASE WILL FINLIBRE’S, OR ITS OWNERS, CREATORS, INVENTORS, INSTITUTE’S, RESEARCHERS OR EMPLOYEES’ EXCEED 250 RUPEES.

THIS WEBSITE AND THE INFORMATION CONTAINED THEREIN COULD INCLUDE TECHNICAL OR OTHER INACCURACIES OR TYPOGRAPHICAL ERRORS. Finlibre.org DOES NOT WARRANT THE ACCURACY OR COMPLETENESS OF THE MATERIALS OR THE RELIABILITY OF ANY ADVICE, OPINION, STATEMENT OR OTHER INFORMATION DISPLAYED OR DISTRIBUTED THROUGH THE WEB SITE. YOU ACKNOWLEDGE THAT ANY RELIANCE ON ANY SUCH OPINION, ADVICE, STATEMENT, MEMORANDUM, OR INFORMATION SHALL BE AT YOUR SOLE RISK. Finlibre.org PERIODICALLY CHANGES THE INFORMATION HEREIN WHICH WILL BE INCORPORATED INTO NEW ADDITIONS OF THE WEBSITE. Finlibre.org MAY MAKE IMPROVEMENTS AND/OR CHANGES INFORMATION DESCRIBED IN THIS WEBSITE AT ANY TIME AND WITHOUT PRIOR NOTICE.